Mobile & Electronic Payments

The number of mobile payments transactions totaled 4.6 billion in 2010 and is expected to grow 48.8% per year through 2013 to 15.3 billion. In 2010, non-bank providers handled about 6% of mobile payments and are expected to handle 8% of all mobile payments by 2013. Is your bank taking advantage of this fast growing payments channel?

Electronic and mobile payments (e-payments and m-payments) are quickly gaining ground among both developed and emerging markets. Among developed countries a well-established banking structure, high computer literacy and Internet penetration combine to support e-payments growth. In emerging countries, the proliferation of mobile devices means m-payments are being adopted as an alternative to traditional banking services. Read more about these trends in the World Payments Report 2012.

Capgemini can help your bank plan and execute the right strategy to take advantage of e-payment and m-payment trends. By combining consulting and technology experience with our domain expertise in payments and telecommunications, Capgemini can bring together the skills you need to chart a path forward.

See also:

Capgemini can help by:

  • Mobile Strategy definition
  • Business Case design
  • Platform selection
  • Implementation and roll-out

Expertise Where it Counts

Capgemini has supported multiple initiatives including:

  • Mobile payments potential for a consortium of three banks and MNO
  • Operating model design for a mobile money operator

 Hear more on Capgemini's perspective on NFC and mobile payments innovation from Deborah Baxley, our Payments Expert, in this Smart Card Alliance Expert Series Video.

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